Unexpected does not have to mean unplanned.
MediWallet is designed to help you pay for medical and veterinary expenses in affordable instalments over 3 or 18 months (first 3 months interest-free). MediWallet is a revolving credit facility that you can use when you need it. Is the 3-month option too short but 18 months is too long for you? No worries, there is no penalty for settling early so you determine your own term.
MediWallet runs separately from Medical-Aid, Hospital Plans, Medical and Veterinary Insurance, and Gap Cover. The difference is MediWallet allows you to pay for medical and veterinary services when you use them, instead of paying every month whether you need those services or not.